Chapter 7 Bankruptcy
Experienced Vancouver, Washington Chapter 7 Bankruptcy Attorney
Living in debt can be a stressful experience marked by harassing phone calls at work and at home, threats of vehicle repossession and the possibility of home foreclosure. Fortunately, help is available to consumers who are experiencing overwhelming debt. At the law office of Kalkadora Thangkhiew, we help consumers file for Chapter 7 Bankruptcy. Through Chapter 7 Bankruptcy, you can stop harassing calls from creditors, eliminate debt and gain a fresh financial outlook.
Are you interested in learning how a lawyer from our firm can help you obtain relief from debt? Are you interested in learning if Chapter 7 Bankruptcy is right for you? Call our firm today at 360-571-8228 to schedule your free consultation. You can also fill out a contact form and someone from our firm will be in touch with you promptly.
How do I qualify for Chapter 7 Bankruptcy?
Changes to the bankruptcy code were enacted in October of 2005. Among these changes, consumers must qualify for Chapter 7 Bankruptcy through a means test. The means test considers the individual’s income relative to the median income in the state.
Will creditors stop harassing me?
An automatic stay will be filed when our firm files a bankruptcy petition on your behalf. The automatic stay requires by law that your creditors immediately stop all attempts to collect a debt. Creditors can include credit card companies, auto financing lenders, mortgage companies and virtually any type of creditor.
How does Chapter 7 Bankruptcy work?
A trustee will be appointed by the bankruptcy court. This trustee collects all non-exempt property and sells the assets. The proceeds from this sale are distributed to the creditors. This does not, however, mean that you will necessarily lose all of your belongings. The individual will then receive a discharge of all dischargeable debts.
Bankruptcy matters are complicated and involve many steps that our firm is equipped to handle. To learn how we can help you emerge from financial crisis, contact us today.
Kalka is upfront with all clients regarding their needs. More importantly, you can depend on Kalkadora Thangkhiew to handle your entire case with the personalized attention you require.